With so many scams on the rise, how do we know what’s legitimate or not? There are a few things to look for when it comes to recognizing and avoiding them. Here are some common scams right now and how to avoid becoming a victim of them:
Romance Scams:
A new "love interest" could trick you into falling for them when they simply want your money. For the most part, this particular scam happens online but it can also happen in person as well. Be wary of tragic stories or urgent emergencies that come up after knowing them for a short amount of time. This can be how a romance scam begins.
Student Loan Scams:
Have you taken out loans for your education? Be aware of false promises to lower payments, merge loans or apply for loans for a fee. Your loan service can provide these services for free.
Fake Auto Warranty Alerts:
You may get an urgent phone call or mail that warns that the warranty on your car is about to expire. Hang up and never give them any information. In the event that you are unsure, contact the dealer who sold you the car or the vehicle manufacturer.
Keep in mind these general tips to avoid becoming a victim of any scam:
- Don’t share personal information like credit card numbers or your Social Security number.
- Be wary of demands to send gift cards or wire transfers.
- Always do your research.
Looking for more scam safety tips? Follow @USAGov for helpful tips, common scam alerts, and ways to report during National Consumer Protection Week from February 28 to March 6.
